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No special equipment. No travel is necessary. No long-term time commitments required. Pick a topic of interest, register, and join. Each webinar purchase equals one seat/link which can be used solo or presented conference style for others in the agency to participate. 

Registration Tips
Choose your desired webinar, click on the "Register" button, and then complete the GoToWebinar fields.  You will then be redirected to process the tuition payment. Until payment is received registrations are "waiting for approval". 

Continuing education credits may be available. Rules, requirements and approvals vary by state.

Webinar questions can be sent here.​

Scroll down to see what is available:

Are You Insuring ALL the Right People?

Christopher J. Boggs, CPCU, ARM, ALCM, LPCS, AAI, APA, CWCA, CRIS, AINS

May 10, 2017
1:00 p.m. to 2:30 p.m. Eastern Time
Cost: $69

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Who qualifies as an insured in the commercial general liability (CGL) policy and the business auto policy (BAP)? More importantly, how should the insured be listed on the policy? You must be careful who you list as and how you list an insured. Get this wrong and there may be NO coverage (an E&O nightmare).

Only attend this session if you are interested in learning:

  • Who is granted insured status in the CGL and BAP;
  • Who you can and should extend coverage to in these forms;
  • Who is not and should not be included; and
  • The weird requests additional insureds often make.
*Webinar transcription will be emailed to all registrants within four weeks of the live event.
Business Income - Part 1 of 2
(Part 2 will be broadcast on December 20, 2017)

Christopher J. Boggs, CPCU, ARM, ALCM, LPCS, AAI, APA, CWCA, CRIS, AINS

October 11, 2017
1:00 p.m. to 3:00 p.m. Eastern Time
Cost: $69

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Business Income (BI) is the most undersold property coverage, maybe because it is the most misunderstood and scary. Remember, businesses exist to make money – and if there is no money coming in, the business ceases to exist.

In reality, BI is quite simple – once the basic concepts are understood.

In this session, we detail:

  • The four KEY BI concepts;
  • The major BI policy provisions; and
  • How to calculate coinsurance and coverage amounts.
*Webinar transcription will be emailed to all registrants within four weeks of the live event.
CE APPROVALS
PLEASE CHECK BACK FOR UPDATES


Business Income - Part 2 of 2
(Part 1 will be broadcast on October 11, 2017)

Christopher J. Boggs, CPCU, ARM, ALCM, LPCS, AAI, APA, CWCA, CRIS, AINS

December 20, 2017
1:00 p.m. to 3:00 p.m. Eastern Time
Cost: $69

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Business Income (BI) is the most important property coverage available. Businesses exist to make money; without income, the business ceases to exist. BI ensures there is a flow of income until the business is once again operational.

In this webinar, attendees learn the hardest lesson surrounding BI - how to complete the business income worksheet (CP 15 15). This worksheet has frightened insurance practitioners for decades - but no more. With this information, class completers will be much better prepared to advise their clients.

This session details:

  • Completion of the Business Income Worksheet (CP 15 15);
  • The difference between "insurable" and "compensable" business income;
  • How to insure the additional loss of income that occurs once the business reopens; and
  • How to properly insure the exposure created by dependent properties (contingent business income).
*Webinar transcription will be emailed to all registrants within four weeks of the live event.
CE APPROVALS
PLEASE CHECK BACK FOR UPDATES
Contractors Protective Professional Indemnity: Filling Gaps You Didn't Even Know You Had
Christopher J. Boggs, CPCU, ARM, ALCM, LPCS, AAI, APA, CWCA, CRIS, AINS

November 15, 2017
1:00 p.m. to 2:30 p.m. Eastern Time
Cost: $69

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Coverage Part A of the Commercial General Liability (CGL) policy is limited in scope, extending coverage to claims arising out of only bodily injury (BI) and/or property damage (PD). Couple Part A's limited scope with the CGL form's absolute pollution exclusion ("f.") and expensive coverage gaps are created for most contractor risks.

Contractors' Professional and Pollution Liability is the contractor's coverage solution. Often referred to as either the Contractors Pollution and Professional Insurance, the Contractor's Protective Professional Indemnity coverage, or simply "CPPI," this multi-peril form specifically addresses and closes most of the coverage gaps created by the limited breadth of Coverage Part A combined with the pollution exclusion (it even addresses some coverage gaps in the business auto policy).

This session details this incredibly important coverage. When done you will:

  • Understand the coverage gaps that create the need for this coverage;
  • Understand how the policy works; and
  • Learn who needs this coverage.
*Webinar transcription will be emailed to all registrants within four weeks of the live event.
Contractual Risk Transfer, Additional Insureds, and the Primary and Noncontributory Requirements
Christopher J. Boggs, CPCU, ARM, ALCM, LPCS, AAI, APA, CWCA, CRIS, AINS

July 19, 2017
1:00 p.m. to 2:30 p.m. Eastern Time
Cost: $69

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If you deal with construction clients, you deal with contractual risk transfer, additional insureds, and primary and noncontributory problems. We discuss all these time-zapping "issues" in this webinar and answer three key questions:

  • What is the purpose of contractual risk transfer?
  • What is given to the Additional Insured?
  • Is the Primary and Noncontributory required necessary, ethical, or even legal?

Beyond answering these questions, the laws of equity that apply to these issues will be reviewed along with the three key equity concepts applicable to and the basis for this entire "problem."

This session leads us through:

  • The goals of contractual risk transfer;
  • How Additional Insured status should be granted (and to whom):
  • The laws of equity;
  • The contractual disrupters of equity between parties; and
  • The reality of the primary and noncontributory requirement.
*Webinar transcription will be emailed to all registrants within four weeks of the live event.

Is the Absolute Pollution Exclusion Really Absolute? Hint: NO!

Christopher J. Boggs, CPCU, ARM, ALCM, LPCS, AAI, APA, CWCA, CRIS, AINS

March 15, 2017
1:00 p.m. to 2:30 p.m. Eastern Time
Cost: $59

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Dispelling the "Absolute Pollution Exclusion" Myth is the goal of this webinar. To that end, let's answer one question using two situations.

Are these claims excluded by the CGL's "absolute pollution exclusion"?

  • A customer slips and falls in a grocery store after a bottle of Clorox falls off the shelf, breaks open, and puddles in the middle of the aisle.
  • An HVAC contractor improperly seals a pipe allowing oil to leak, filling a basement with heating oil.

Carriers that believe the CGL's "absolute pollution exclusion" – the "APE" – is, in fact, absolute may try to apply the big APE to these claims. After all, the exclusion is called "absolute."

Well, the exclusion isn't nearly as "absolute" as these carriers believe. Read the policy closely and you'll find seven, or maybe eight, explicit or implicit exceptions within the pollution wording. And as we all know, exceptions to exclusions act to give coverage back to the insured.

There IS coverage for pollution-related losses in the unendorsed CGL.  

During this webinar, we tear into, or tear apart, the so-called "absolute pollution exclusion." Beyond a detailing of the exclusion and its exceptions, we:

  • Discuss and detail some key terms and concepts found within and applicable to the "absolute" pollution exclusion;
  • Define "pollutant";
  • Detail the need for a "causal connection" between the release of a pollutant and damage; and
  • Introduce the historical purpose of the pollution exclusion.

Register today for this webinar; you might need this information sooner than you think.

For more information about this APE, read on:












Untangling the Work Comp Mess - Part 1 of 2
(Part 2 will be broadcast on June 14, 2017)

Christopher J. Boggs, CPCU, ARM, ALCM, LPCS, AAI, APA, CWCA, CRIS, AINS

April 19, 2017
1:00 p.m. to 3:00 p.m. Eastern Time
Cost: $69

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Workers’ compensation is a relatively easy coverage to understand. Work comp is work comp is work comp. The difficulty in work comp does not arise out of the policy but rather from the myriad statutes that surround and control how a work comp policy responds. April and June webinars combine to untangle many of these laws that cause problems.

Two key questions to be answered during in the April webinar include:

  1. What makes an injury or disease compensable under workers’ compensation?
  2. Who is covered by the work comp policy?
The first half of the webinar details compensability and the second half details who is covered by the policy.

Those who take part in this session will learn and understand:

  • Which injuries are compensable and where gray areas exist;
  • The four types of “employees” (workers the insured is responsible for protecting);
  • Why entity type (corporation vs. partnership vs. LLC) matters in work comp; and
  • How contractual risk transfer can alter or be altered by workers' compensation.
*Webinar transcription will be emailed to all registrants within four weeks of the live event.
CE APPROVALS
PLEASE CHECK BACK FOR UPDATES

Kansas
Approved for 2 hours of CE credit. Course #6000004457. The participant must be logged in individually (1 seat) the entire time and must actively answer all poll questions. The student receiving CE credit must be the name of the student logging in and attending.

Untangling the Work Comp Mess - Part 2 of 2
(Part 1 will be broadcast on April 19, 2017)

Christopher J. Boggs, CPCU, ARM, ALCM, LPCS, AAI, APA, CWCA, CRIS, AINS

June 14, 2017
1:00 p.m. to 3:00 p.m. Eastern Time
Cost: $69

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When employees travel out of state for work, real work comp coverage gaps can exist; and these gaps could leave the employer without the necessary protection they THOUGHT they purchased when they paid their work comp premiums. Extraterritoriality and reciprocity are major work comp problems most agents don't know they have. Yes, every state provides extraterritorial work comp protection, but not every state recognizes that coverage – so many insureds are unknowingly blindsided by uncovered or improperly covered claims.

Some agents take Part II – Employers' Liability coverage for granted. They consider it just a "thrown in" coverage with no real benefit. But Employers' Liability protection fills major gaps between the work comp policy and the CGL. Without this important coverage, your insured could have a hefty out-of-pocket expense.

Attendees to this session learn:

  • What "extraterritoriality" and "reciprocity" are in relation to work comp;
  • How limitations in some state reciprocity laws create major gaps in work comp coverage;
  • How to fix these coverage gaps; and
  • Why employers' liability coverage is so extremely important.
*Webinar transcription will be emailed to all registrants within four weeks of the live event.
CE APPROVALS
PLEASE CHECK BACK FOR UPDATES

Kansas
Filed, approval pending.


When (and Why) Partial Losses Become Total Losses
Christopher J. Boggs, CPCU, ARM, ALCM, LPCS, AAI, APA, CWCA, CRIS, AINS

August 23, 2017
1:00 p.m. to 3:00 p.m. Eastern Time
Cost: $69

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We do a bad job explaining the concept of "replacement cost." We tend to tell clients they will get new stuff for old junk – which is partially true; but partial truths get you sued.

One roadblock to replacement cost is building codes – or what we insurance practitioners refer to as ordinance or laws. Unendorsed policies offer only a VERY limited amount of coverage for the increased costs to rebuild due to these ordinance or laws. When your insured is forced to pay these additional costs out-of-pocket, they are going to be MAAADDD!

We detail the coverage problem, the coverage gaps, and how to fix these problems in this session.

Insureds CANNOT depend on the unendorsed commercial property policy (CPP) to cover ALL rebuilding expenses. Few commercial structures fully meet local building code requirements; and the older the building, the further out of compliance the building is. Non-compliance with local building codes can cost your insured many thousands of dollars following a major property loss.

Essentially, local building codes can turn a partial real property loss into a total loss. Following a "major" loss, building code officials can require the undamaged portion of the structure to be demolished and removed from the site and the new building to be built in compliance with all local building codes. The unendorsed CPP only pays the cost to remove and rebuild the damaged portion of the building. There is NO coverage for any of the other expenses related to the undamaged part.

Attendees in this session learn:

  • The coverage gaps in property policies making Ordinance or Law Endorsements necessary;
  • Who promulgates and who enforces local building codes;
  • What constitutes "major" damage;
  • The details of various ordinance or law endorsements; and
  • How to develop coverage limits for each coverage part.
*Webinar transcription will be emailed to all registrants within four weeks of the live event.
CE APPROVALS
PLEASE CHECK BACK FOR UPDATES