To prepare for these annual market share reviews—with the first one issued in the mid‐1990s—the Independent Insurance Agents & Brokers of America each year reviews property/casualty insurance premium data provided by A.M. Best Company. In comparing these numbers—along with other data, research reports and anecdotal information gathered during the year—we typically are impressed with the creative, aggressive actions of some independent agencies (IAs) and their carrier partners to retain and grow market share in one or more lines of business. And some IA carriers post impressive expense ratios relative to direct channels, debunking the myth that it must cost more to distribute through independent agents.
Property‐Casualty Insurance Market: Opportunities & Competitive Challenges For Independent Agents & Brokers
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