Two for Tuesday Header
 
 
In This Issue:
Free Leads From FloodSmart
Protecting Banks from CNP EMV Fraud
Special Feature: DocuSign Webinars
 
Additional Items:
Webinars
TRIVIA!
Last Week's Most Clicked
Sale of the Week
 
 
Sign Up to Enjoy Free Leads From FloodSmart
If you're not receiving Floodsmart's free leads, you're missing out.

While part of the country currently faces an increased flood risk during peak hurricane season, the threat of flooding is still real for the rest of the country. For example, storms with intense rain can cause flash flooding or stall and oversaturate the ground, causing rivers and streams to overflow. While you can't prevent a flood, you can help protect property owners in your community from the financial devastation of a flood by offering a flood insurance policy. You've already made the right decision by registering with FloodSmart, which provides you with tools, resources, and information about flood risk and flood insurance-helping you to financially protect new and existing clients. Now is the time to take the next step and sign up for free leads with FloodSmart's Agent Referral Program. Floodsmart provides you with free leads to property owners in your area who are looking to purchase a flood insurance policy.

Here's how you can sign up for free leads: Remember to offer flood insurance to every client. It's not only a smart thing to do-it's the right thing to do. Check out Floodsmart's video to learn more!

To make use of your free leads, turn to Big "I" Flood! Learn more about our Big "I" Flood program at www.iiaba.net/Flood.  
 
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Special Feature:
Join DocuSign for Introduction to ESignature Webinar December 3rd or December 17th
By Elif Wisecup, Director of Marketing of Big I Advantage®

Join DocuSign for a complimentary webinar on December 3rd or December 17that 1PM EST to learn more about DocuSign for your agency. DocuSign staff will show you how you can use DocuSign for everything from new policy applications to coverage election forms. DocuSign will cover the basics, including how to take advantage of your exclusive Big "I" member price discount, and leave plenty of time for you to ask us questions: Register online for the December 3rd or December 17th sessions and we'll see you there!  
 
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Protecting Banks from CNP EMV Fraud
With the holiday shopping season underway, your bank customers are facing new risks. For example, more and more payment card issuers are opting to minimize the risk they bear from potential fraud by utilizing EMV technology.

EMV (named after Europay, MasterCard and Visa, the collaborative team that developed the technology) involves smart-chip technology that embeds a microprocessor chip into the payment card itself and creates a dynamic authentication code for each POS transaction. The individualized code prevents the fraudster from relying on the information gleaned from the card's magnetic strip alone and places a new impediment in the fraudster's path; an impediment meaningful only if the merchant processing the fraudulent transaction utilizes EMV technology. Additionally, EMV technology relies upon the use of either a PIN or signature in conjunction with the microprocessor to create a secondary layer of authentication (known as Chip and PIN or Chip and Signature).

But, EMV technology has led to increased fraudulent activities in ecommerce and telephone transactions - or the so-called Card Not Present ("CNP") transactions.

To help combat such issues, Community Banks need coverages that can keep up with these diverse and changing responsibilities and Travelers® has been serving banks since 1890.

Don't let the complicated nature of Community Bank coverage make you nervous. Travelers understands that few agents have extensive knowledge about banks that they have accumulated so they will walk with you through the entire process, explaining the process and details of coverages. They will even go with you to pitch the coverage to the client. You don't have to fear offering Community Bank coverage as you are not alone because Travelers is there every step of the way.

Critical Policy Features
  • Directors and officers liability, with excess directors and officers individual coverage
  • Crime
  • Employment practices liability
  • Bankers professional liability
  • Trust errors and omissions liability
  • Lender liability
  • Fiduciary liability
  • Financial institution bond
  • Kidnap and ransom
  • General liability, auto liability and physical damage as well as workers compensation and property
  • CyberRisk protection
A specimen policy is located in Product Resources on www.bigimarkets.com.

To find your local community bank, visit ICBA's community bank locator at www.icba.org/locate. Simply type in your zip code and the app will show you all the community banks in your area.

Travelers SelectOne®, underwritten by Travelers Casualty and Surety Company of America, is endorsed by the Independent Community Bankers of America.  
 
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New Webinars
Webinars
Introduction to ESignature

Join DocuSign for a complimentary webinar on December 3rd or December 17that 1PM EST to learn more about DocuSign for your agency. DocuSign staff will show you how you can use DocuSign for everything from new policy applications to coverage election forms. DocuSign will cover the basics, including how to take advantage of your exclusive Big "I" member price discount, and leave plenty of time for you to ask us questions:
  • Legality and security: We'll show you how DocuSign is a best practice in keeping you and your clients safe
  • Ease and convenience: See what your clients will see when you send documents through DocuSign, and learn just how easy it is to sign
  • Sending, templates and account management: We'll get you up to speed on setting up your account, short cuts with document templates, and account management 101
Register online for the December 3rd or December 17th sessions and we'll see you there
 
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Insurance in the Headlines

Mark your calendars for the first Big "I" Virtual University webinar of 2016 and join VU expert Bill Wilson as he presents "Insurance in the Headlines." This three-hour program examines over a dozen current issues in the news (both consumer and industry) and their insurance implications with topics ranging from: homeowners insurance loopholes, car 'sharing' economy and resulting coverage gaps, driverless and 'wired' vehicle danger, fracking, landscape of terrorism, parents sued for failure to immunize children, climate change, home and business under- or -over-insured, NARAB, diversity/generation changes and cyber issues.

Insurance in the Headlines
January 27, 2016 - 1:00 to 4:00 p.m. EST
Cost: $79
Click here to register

By the end of the webinar attendees will be better able to counsel customers who question the exposures to loss of these issue and then respond (where possible) by matching them to insurance products and risk management techniques that can also help minimize agency E&O exposure. Webinar questions can be sent to Virtual University staff.
 
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Remember that you can view the following webinars 24/7 by checking out the BIM Webinar Library. To do that log onto Big "I" Markets and click on "Publications".
  • Personal Liability Trends - Fireman's Fund
  • TravPay
  • Commercial Lessor's Risk
  • Affluent Homeowners
  • Travelers Select Products (series)
  • Travel Insurance
  • Community Banks
  • XS Flood
  • Real Estate E&O
  • RLI Personal Umbrella
  • Affluent Homeowner
  • "Oh, by the way...Flood Sale"
  • Habitational
  • Non-standard Homeowner
  • Student Housing
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BIM WEBSITE TRAINING WEBINAR
For all you folks who recently registered for Big "I" Markets, remember you can participate in a webinar from the comfort of your office to help you learn how to navigate around the system. Every Thursday at 2:00 p.m. EDT we'll show you how to navigate the Big "I" Markets platform, including how to submit a quote! A recording of this webinar can be found under "Publications" after logging into Big "I" Markets.
 
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Two for Tuesday Trivia
Be one of the first five with the correct answers and win an envy-inspiring TFT Trivia T-shirt. Don't forget to answer the Tie Breaker!
 
1. In 2007, the Aquafresh company paid for an insurance policy worth ten million US dollars to insure the smile of which star?
 
2. On this date (December 1st) in 1913 the first of these opened in the United States on the corner of Baum Boulevard and St. Clair Street.
 
3. For the FloodSmart Agent Referral Program what are the four criteria needed as proof of training?
 
TIE BREAKER

Five NFL stadiums are sponsored by banks. Name them.
 
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Here are the top three items that got BIM agents clicking from our last edition... see what you missed!
  1. ACE Platinum - Domestic Staff White Paper
  2. Supreme Court Decision Alters Retirement Landscape
  3. ACE Platinum Portfolio
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Big "I" Markets Sale of the Week
Congrats to our agent in Arizona on a store pac sale of $3,999 in premium!  
 
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Tuesday, December 1, 2015
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TFT is authored by Michael Welch
Big "I" Markets Marketing Assistant