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IIABA > Big "I" News > Posts > FFIC Prestige Home Premier Delights Affluent Clients
May 01
FFIC Prestige Home Premier Delights Affluent Clients

Fireman's Fund Prestige Portfolio is a premier provider for high net-worth, affluent customers, with products including home, auto, valuables, excess liability and yacht. For high net-worth and affluent customers, the program offers customized and innovative products with creative, flexible underwriting solutions for unique and complete risks.

 

Package coverage is available as determined by underwriting and company requirements. Each homeowner risk receives a complimentary, in-depth appraisal to verify proper coverage. All policies are direct billed to the insured. The minimum deductible is $1,000 and risks with prior losses will be considered based upon the merits of the account.

 

Prestige Home Premier includes:

 

  • Home: full cost replacement coverage
  • Personal property: replacement cost coverage
  • Other structures: replacement cost coverage
  • Increased construction costs required by code changes
  • Deductible waived on losses exceeding $50,000 (deductibles of $10,000 or less, not applicable to hurricane deductible)
  • Identity fraud expenses: $15,000
  • Kidnap and ransom expenses: $10,000
  • Loss of use: no dollar amount
  • Backup of sewers and drains
  • Property in bank vaults: up to $50,000
  • Breakage of fragile property
  • Loss assessment coverage: up to $50,000
  • Cash: $2,000
  • Credit/fund transfer card coverage: $10,000
  • Securities, accounts, deeds: $5,000
  • Watercraft: $5,000
  • Theft of jewelry and furs: $5,000
  • Theft of silverware: $10,000
  • Business property on and away from residence premises: $10,000
  • Premises liability for all residences
  • Personal injury coverage

The Fireman's Fund Prestige Program is available through Big “I” Markets to member agents in all states with the exception of AL, AR, HI, IA, MS, ND, OK and SD.

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