Chris Boggs, Big "I" Virtual University Executive Director
All sessions begin at 11:30 a.m. Eastern Time
The Big "I" Virtual University's October Lightning Learning series features three 20-minute sessions dedicated to trick or treaters, blogging, and Ordinance or Law. Even if you can't participate in the live sessions, you will receive a link to the on-demand recordings and can listen to them at your leisure. Register once and attend all three 20-minute sessions including:
October 10 – The Trouble with Trick or Treaters – What to Tell Your Clients
Three weeks from the date of this session, those little candy beggars will coming knocking on your and your insured's door. From a liability standpoint, would it be better to turn the light off and go someplace else to avoid any liability issues?
No, I don't want to take away your fun. Stay home and pass out all the candy you don't eat yourself.
But, I do know there are those among us who like to prank before being pranked – what about their liability?
This is the focus of this session – legal liability for injury on your premises suffered by one of the little darlings disturbing your evening. In this session we:
- Review legal liability; and
- Discuss whether your HO policy provides the necessary protection.
October 24 – Do Your HO Clients Blog (Or Talk Bad About ANYONE)? You Better Know
Social media has made it easier than ever for everyday citizens to ruin the life of a neighbor or a local business. Blogging, facebooking, etc. allows your insureds to spread rumors, tell lies, criticize or just blow off steam about those around them.
The ability to denigrate someone to a large audience has increased the personal injury exposure for your homeowner clients. This is easily remedied by an endorsement, but are carriers going to begin asking new questions? I don't know. But it's worth a thought.
In this session we review the personal injury exposure, the endorsement and some ideas you can pass along to your clients to help them avoid being sued.
October 31 – Ordinance or Law Problems for Homeowners
Any house not in compliance with current building codes subjects the owner to a potentially major coverage gap following a "major" loss because ISO's homeowners' policy provides only a limit amount of coverage to pay the additional costs of rebuilding a home in compliance with current building codes.
In this session we:
- Define what constitutes a "major" loss from a building code perspective;
- Highlight the limited amount of coverage provided by the unendorsed HO policy; and
- Detail the HO policy Ordinance or Law endorsement.