2 P&C continuing education credits available in some states.
Before any claim is paid, status as an “insured” must exist. Is the person or entity suffering or causing loss, injury or damage an insured? If the answer is “no,” there is no need to go any further. If “insured” status does not exist, all your hard work is wasted.

2 P&C continuing education credits available in some states.
Curious about current “disruptors”? We cover a lot of ground in this Big “I” Virtual University workshop but when we are through, you will be better able to explain some of the new exposures, policy issues, and available options, and be more at ease with the so-called “disruptors.”

2 P&C continuing education credits available in some states.
Contractor risks are unique regarding their risk profile, exposures and coverage needs. Agents must understand these unique risks, exposures and coverages to properly manage their contractor clients.

2 P&C continuing education credits available in some states.
Insurance policies are subject to the standard law of contracts but beyond simple contract law, insurance contracts are bound by unique provisions and requirements specific to insurance. An understanding of these unique legal characteristics is necessary to understand the insurance contract.

1 P&C continuing education credit available in some states.
Because the unit owner’s coverage must dovetail seamlessly with the association’s coverage, the same information is required for both parties regardless which person or entity is the agent’s client. Every agent writing either a unit owner OR a condominium association must have four things.

2 P&C continuing education credits available in some states.
There is no “magic” to commercial property underwriting. The “magic” is in knowing how these four key elements direct the property underwriter’s decision: 1) to extend coverage.

2 P&C continuing education credits available in some states.
In October 2016, Hurricane Matthew devastated Lumberton, North Carolina with record setting rainfall and subsequent flooding, the likes of which Lumberton had never seen before. Danny Cook, an agent for more than 20 years, will share his experiences of life after the storm and how you can better prepare your agency if a natural disaster happens in your town.

2 P&C continuing education credits available in some states.
Business income (BI) ensures there is a flow of income until the business is once again operational. Learn the hardest lesson surrounding BI - how to complete the business income worksheet (CP 15 15).

2 P&C continuing education credits available in some states.
Insurance premiums are based upon certain exposures which cannot be definitively known at policy inception, only estimated. This session will help you learn how to develop the correct premium.

Earn up to 6 P&C continuing education credits in one day. CE available in select states.
Take advantage of Big I Virtual University's Triple Play Days offered each month in 2021.

2 P&C continuing education credits available in some states.
Insurance agents do a bad job of explaining the concept of "replacement cost." We tend to tell clients they will get new stuff for old junk and while that may be partially true, partial truths get you sued. One roadblock to replacement cost is building codes or what we insurance practitioners refer to as ordinances or laws.

2 P&C continuing education credits available in some states.
Business income is the most undersold property coverage - perhaps because it’s the most misunderstood and scary - but businesses exist to make money and without income, the business ceases to exist.

2 P&C continuing education credits available in some states.
Without using hyperbole, thousands of certificates of insurance or COIs are issued every day. And again without hyperbole, most of them are issued improperly. In fact, your agency may have issued an improper certificate as recently as today.

2 P&C continuing education credits available in some states.
Workers’ compensation, as a coverage, is simple. A worker gets hurt, the work comp policy pays – theoretically. That’s the simple part. The more complicated areas of workers’ compensation involve the state laws and legal doctrines applicable to workers’ comp.