Most home-based business owners do not carry home-based business insurance, and many wrongly assume their homeowners policy will cover them in the event of loss or damage.
As a Big "I" member, you have access to RLI Home Business, which features easy underwriting and a self-rating application. It's an easy decision to start offering home business insurance your clients and prospects.
Do you have any music teachers in your client base? RLI Home Business can provide coverage for teachers and tutors who assist students with music or academic subjects on a private basis. This category also includes professional teachers who work as independent curriculum consultants and business coaches who teach skills like public speaking and writing.
Does your local market include a college or university? Are any of your clients faculty members who do consulting work? According to information published by the AAUM, the university may cover unpaid public service consulting, but generally not paid engagements. Expert witnesses, public speakers and those who teach general business skills may be eligible under the RLI Home Business policy.
View full the list of more than 140 eligible business classifications, and then download a flyer that you can customize and share with your clients about the benefits of the RLI Home Business program.
Visit the RLI Home Business webpage on the Big "I" website to learn more about this product, and to contact your state administrator for a login or submission instructions.