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May 03
Protect Home Businesses from Inland Flood

​As changing weather patterns cause more severe and frequent rainstorms and snowstorms which result in significant snowmelt, the threat of costly inland flood damage is growing.

Today, even home-based business owners in normally low- to moderate-risk flood areas need coverage. That's why RLI has partnered with Munich Re to provide affordable inland flood insurance to cover the most common flood exposures.

Big “I" Markets now offers this inland flood coverage as an endorsement to RLI Home Business Insurance policies. Designed specifically for home-based business owners in lower-risk flood areas, this affordable endorsement covers the most common flood exposures, including:

  • Business personal property
  • Business income and extra expense
  • Business personal property removed to safety
  • Limited fungi, wet rot or dry rot

Exclusions include, but are not limited to, damage to business personal property not inside the home, sump pump discharge or overflow, and backup of sewers or drains, unless caused by flood. Eligibility includes single and multiple family dwellings in all FEMA flood zones except those with A and V prefixes. The endorsement does not satisfy federally regulated mortgage lender requirements.

Want to learn more about how RLI's new inland flood coverage fills a growing coverage gap and protects home-based business owners against serious losses that can come with a damaging flood? Visit RLI Home Business online, then contact your RLI administrator.  


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​127 South Peyton Street
Alexandria VA 22314
​phone: 800.221.7917
fax: 703.683.7556

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