It's a busy time of year for your home business insureds who exhibit at small township art and craft fairs. Make sure they're prepared with an RLI Home Business Insurance policy.
Most event hosts—including art and craft fairs—require insureds to provide proof of general liability insurance as part of their contract. RLI makes providing this information easy with a quick online quoting and application process. Additional insured endorsements, policy binding and paperwork are typically available the same day that the application is submitted.
Covered arts and crafts items include:
- Ceramics and pottery.
- Embroidery, needlework and crocheting.
- Glassware, figurines, stained glass and decorations.
- Iron crafts and keychains.
- Costume Jewelry, such as necklaces, bracelets, charms and rings.
- Leather novelties, such as keychains and belts.
- Stenciled stationary.
- Art and paintings.
- Wood products, such as bowls, vases, picture frames and lawn ornaments.
- Outdoor wood furniture, such as picnic tables and Adirondack chairs.
With an RLI Home Business Insurance policy, your insured will be protected with up to $1 million in business liability coverage and $5,000 per person for medical payments to customers injured on-premises.
The policy also offers up to $100,000 of comprehensive coverage for business personal property, as well as coverage for loss of income. Coverage extends to business personal property in transit or temporarily off-premises, such as when an insured is taking their property to a fair and when it is on fair grounds.
For more information on an RLI home business insurance policy, contact your state's administrator or visit RLI Home Business online.