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Oct 14
New Nonstandard Homeowner Market Option

The nonstandard homeowner program on Big “I" Markets is expanding into a second market offering vacant personal lines coverage through AUGold. Coverage through this market is available as a package or monoline, and multiple locations can be considered. 

Policy features include:

  • Policy form DP-1 and DP-3
  • Coverage A limit up to $3 million in property coverage 1-8, $500,000 in property coverage 9-10
  • General liability limit up to $1 million
  • Coverage B or Other Structures coverage available for up to 20% of Coverage A
  • Coverage C or business personal property coverage available for up to 20% of Coverage A
  • Policy term options of 3, 6, 9 and 12 months
  • Property qualifies up to 48 months vacancy—longer may be considered on case-by-case basis
  • Standard ISO policy forms; deductibles as low as $1,000
  • Cosmetic renovations approved up to 50% of building value (max $400,000)
  • Theft available on DP-3
  • Vandalism & malicious mischief coverage available DP-1 and DP-3
  • Swimming pool liability available
  • Additional insureds added at no cost
  • Low minimum premiums to compete with all major markets
  • $150 policy fee in all states where allowed
  • Inspection fee may apply

Photos or physical inspections are required for new business and renewals, based on the value of the building. If a physical inspection is required, the cost will be included in the quote. Due to current COVID-19 conditions, your insured may be asked to provide exterior and interior photos.

Our market through Lexington is also available through AIG Private Client Select with a minimum of $750,000. Arkansas, Nebraska and West Virginia are no longer eligible for new business with this option.

For full information and availability, log into Big “I" Markets.


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​127 South Peyton Street
Alexandria VA 22314
​phone: 800.221.7917
fax: 703.683.7556

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