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Sep 04
FEMA Requests More Information from Policyholders

FEMA is implementing two changes to the NFIP that will affect numerous policyholders.


Now, a primary residence is classified as the property in which the insured or their spouse lives for more than 50% of the year—a significant adjustment from the previously required 80%.


And for all pre-FIRM policyholders currently receiving a subsidized rate, FEMA will send a notice requesting additional documentation from insureds. To maintain the primary residence pre-FIRM subsidized rate, the insured or the insurance agent must submit one of the following:

  • Driver’s license
  • Automobile registration
  • Proof of insurance for a vehicle
  • Voter’s registration
  • Documents showing where children attend school
  • Homestead tax credit form for primary residence

View a copy of the notice in FEMA Bulletin W-14048.


Staying on top of flood program changes is crucial. With Big “I” Flood and Selective Insurance Company of America, you gain a team of flood insurance experts with up-to-date information on the latest flood program changes. Selective, the Big “I”-endorsed WYO flood insurance carrier, provides access to a dedicated underwriter and a territory manager for each agent. If you are interested in signing up or need more information, visit the Big “I” Flood website, contact your local territory manager or email Big “I” Flood.


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