The Big “I” Markets affluent program, featuring ACE, AIG, Chubb and Fireman's Fund, is the most widely accessed, boasting nearly $14 million written in affluent premium. With Big "I" Markets, one application reveals which carrier is best for your client.
Highlights of the four affluent homeowners markets include.
With one policy, the ACE Platinum Portfolio provides superior coverage for your home, vacation properties, autos, jewelry and valuable collections, watercraft and personal liability. The portfolio approach minimizes coverage gaps and wasteful duplications and earns an overall discount—offering seamless protection with the most value for your premium. In most instances, you will have just one policy to track and one bill to pay.
Designed to meet the needs of successful customers, AIG Private Client treats no two customers the same. One client may have great wealth and specialized needs involving art collections or a variety of properties, cars and boats, while another may have been steadily building wealth, focused on their family and career, and is now suddenly aware of just how much he or she has at risk. AIG PCG meets the needs of these diverse populations with a promise to provide insurance that keeps up with your success.
Chubb personal insurance is the premier insurer of high net-worth individuals in the U.S. With 30 years of experience specializing in the affluent market, the company offers products and services designed to help protect the highly valued assets and peace of mind of affluent customers. Chubb offers an array of products ranging from auto to homeowners, valuable articles, liability and yacht insurance. Its mission is to continually evolve and expand the Masterpiece suite—long considered the gold standard of affluent personal insurance—to provide new offerings that best meet the needs of high net-worth consumers in an ever-changing world.
Fireman's Fund Prestige Portfolio is a premier provider for high net-worth, affluent customers. Products include home, auto, valuables, excess liability and yacht. For high net-worth and affluent customers, the company offers customized and innovative products with creative, flexible underwriting solutions for unique and complete risks.
Roughly 20% of Big “I” Markets affluent new business premium comes from Broker of Record submissions—a welcome request for which we have created a separate product. To create a file on Big "I" Markets if the client has a policy in force for Chubb, Fireman's Fund, AIG or ACE, use the Affluent Personal Lines Broker of Record Change product and submit a quote request.
Coverage is not automatic with a Broker of Record submission and each risk will be re-underwritten and accepted or declined based upon its attributes. All risks must meet the eligibility requirements of our program as described on the Affluent Program underwriting and coverage page.
Please note not all carriers are available in all states. The above information is intended as a general guide and is subject to change. Each risk is considered on its individual merits and may command different requirements of eligibility.
Learn more on Big “I” Markets.