Did you know failing to offer coverage is one of the leading causes of E&O claims for insurance agents and brokers?
A client’s exposures are sometimes hidden. Your challenge as an agent is to seek them out. Doing your job thoroughly and documenting your actions protects not only your clients, but also your agency in the event of a “failure to offer” claim.
But you don’t need to seek those hidden coverages alone. Enter: the Big I Advantage® Virtual Risk Consultant (VRC), powered by Rough Notes. The VRC will can help uncover hidden exposures with more than 700 coverage checklists ranging from alligator farms to wallpaper distributors. Simply download the relevant checklist and use it to ensure your agency offers every client all appropriate coverages.
And remember, the VRC provides much more than coverage checklists. It also offers tools for risk exposure assessment in both commercial and personal lines exposures, proposal and technical research, and marketing and prospecting. Similar products cost many times the Big “I” annual member rate, but you can purchase your subscription online and enjoy exclusive member savings.
Check out a free demo of the platform today. To learn more, contact Brett Sutch at or 800-221-7917.