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May 12
Access Coverage for Design Professionals

When it comes to covering the architects in your community, where do you turn? CBIC Design Professionals Insurance, an RLI Company, provides comprehensive professional liability coverage for architects, engineers and surveyors, which you can access through Big “I” Markets.

CBIC staff has extensive knowledge in the professional services and construction industries—which means when you work with a CBIC underwriter, risk manager or claim manager, you're speaking with a veteran who has both the expertise necessary to understand a firm's needs and the decision-making authority to get the job done.

Some product features include:

Policy form:

  • Defendants' reimbursement of expenses: $500 per day subject to $12,500 maximum; reimbursement applies day one
  • ADA/FHA/OSHA regulatory or administrative action reimbursement: $30,000 per policy period
  • Free pre-claims assistance
  • Disciplinary proceedings reimbursement: $5,000 per proceeding
  • Definition of "insured person" includes temporary or leased personnel and retired personnel
  • Predecessor firm coverage, including joint ventures
  • Worldwide coverage
  • Liberalization clause
  • Blanket waiver of subrogation provision
  • Punitive damages extension where allowable by law
  • Deductible mediation credit of 50% subject to a $12,500 maximum
  • Automatic 90-day coverage for acquired or merged entities
  • Five-year extended reporting period
  • Innocent insured provision
  • Consent to settlement provision: 50/50 co-share between "insured" and "insurer"
  • 60-day automatic extended discovery period
  • Automatic excess coverage for separately insured projects
  • Management Pack Enhancement endorsement (D&O, fiduciary and employment practices liability insurance coverages)
  • High Self Insured Retention Program (Top & Drop)

Advantages of working with CBIC include:

  • Steady, consistent, reliable admitted market since 1979
  • Knowledgeable underwriting and claim staff with deep expertise in the professional services and construction industries
  • Outstanding service and efficient claims handling
  • A+ (Superior) financial strength rating by A.M. Best Company

Learn more by logging into Big "I" Markets and clicking on Big "I"—RLI Design Pros—Architects, Engineers & Surveyors from the commercial products menu.

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​127 South Peyton Street
Alexandria VA 22314
​phone: 800.221.7917
fax: 703.683.7556
email: info@iiaba.net

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