{"id":2400,"date":"2026-06-17T10:02:37","date_gmt":"2026-06-17T10:02:37","guid":{"rendered":"https:\/\/www.independentagent.com\/new-jersey\/?page_id=2400"},"modified":"2026-07-10T19:22:35","modified_gmt":"2026-07-10T19:22:35","slug":"in-home-business","status":"publish","type":"page","link":"https:\/\/www.independentagent.com\/new-jersey\/market-access\/in-home-business\/","title":{"rendered":"In-Home Business"},"content":{"rendered":"\n
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In-Home Business<\/h1>\n<\/div>\n\n\t\t\t<\/div>\n<\/div>\n\n\n\n
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insurance gaps exists when your client operates a business from their home.<\/h3>\n\n\n\n

Traditional homeowners policies have gaps in general liability, personal property, business income, and medical payments for client injuries. That’s why RLI’s In-Home Business Policy can help you provide an extra layer of protection for your clients.<\/p>\n\n\n\n

Application Submission Process:<\/mark><\/p>\n\n\n\n

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  1. Submit Online:<\/strong> Login to the RLI web portal and enter your new IHB Business Submission. Select the ‘direct bill’ options for RLI to send a payment link to your client. Please note that you will still need to print the ‘premium indication’, ‘application’, and the ‘terrorism form’ for your insured to sign and return. Online applications are not currently accepted. All signed paper work should be forwarded to Big I New Jersey to be processed and submitted to RLI at fax: 609-587-4514 or email: jlarca@biginj.org.<\/a> If you do not have a username\/password to login to the web portal, please contact Joanne Larca<\/a> to get set up.<\/li>\n\n\n\n
  2. Paper Submission:<\/strong> Print and mail all completed forms with your agency’s net check to Big I New Jersey, 2211 Whitehorse Mercerville Rd., Trenton, NJ.<\/li>\n<\/ol>\n\n\n\n