{"id":2502,"date":"2026-06-18T05:39:54","date_gmt":"2026-06-18T05:39:54","guid":{"rendered":"https:\/\/www.independentagent.com\/new-jersey\/?page_id=2502"},"modified":"2026-07-13T11:00:20","modified_gmt":"2026-07-13T11:00:20","slug":"eo","status":"publish","type":"page","link":"https:\/\/www.independentagent.com\/new-jersey\/insure-your-agency\/eo\/","title":{"rendered":"E&#038;O"},"content":{"rendered":"\n<div class=\"header has-background has-primary-background-color header--cover header--text-left header--width-full\">\n\t\t\t<figure class=\"header__media\" role=\"presentation\">\n\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" src=\"https:\/\/www.independentagent.com\/new-jersey\/wp-content\/uploads\/sites\/25\/2026\/06\/Menu_EO_Coverage-1.jpg?w=1024\" alt=\"\" width=\"1024\" height=\"536\" loading=\"eager\" style=\"object-position: 50% 50%\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"header__overlay has-background has-primary-background-color\" style=\"opacity: 0.5\"><\/span>\n\t\t\t\t\t<\/figure>\n\t\n\t<div class=\"header__layout\">\n\t\t\t\t\t\n<div class=\"header__content\">\n\t\n<h1 class=\"header__title has-h1-display-variant\">E&#038;O<\/h1>\n\n\n<p class=\"wp-block-paragraph\">With nationally endorsed products and a team of experienced professionals, Big I New Jersey <br>just may have the best E&amp;O policy for your agency.<strong> Let&#8217;s find out.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"#swiss-re\"><span>Swiss Re<\/span><\/a><\/div>\n\n\n\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"#allianz\"><span>Allianz<\/span><\/a><\/div>\n\n\n\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"#resources\"><span>Resources<\/span><\/a><\/div>\n<\/div>\n\n<\/div>\n\n\t\t\t<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns alignwide is-layout-70-30 is-layout-flex wp-container-core-columns-is-layout-ec8e1ffa wp-block-columns-is-layout-flex\" style=\"padding-top:var(--wp--preset--spacing--xsmall);padding-bottom:var(--wp--preset--spacing--medium)\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"padding-right:var(--wp--preset--spacing--small);padding-left:var(--wp--preset--spacing--small);flex-basis:70%\">\n<h2 id=\"h-when-it-comes-to-protecting-your-agency-you-cannot-settle-for-anything-but-the-very-best\" class=\"wp-block-heading has-h3-variant\">When it comes to protecting your agency, you cannot settle for anything but the very best.<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-secondary-color\"><strong>That&#8217;s why we offer policies from the top two E&amp;O companies nationwide.<\/strong><\/mark><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Every month, we work with agencies to see if we can offer them a better policy for their E&amp;O coverage. The process is simple and it allows you to see where you stand with your current carrier &#8211; and if we can do better. Who wouldn&#8217;t want that information?<\/p>\n\n\n\n<p class=\"has-h6-variant wp-block-paragraph\">Get started by&nbsp;<mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-secondary-color\"><a href=\"mailto:arizer@biginj.org\" target=\"_blank\" rel=\"noreferrer noopener\">scheduling a time<\/a><\/mark>&nbsp;to speak with Amy Rizer.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"padding-right:var(--wp--preset--spacing--small);padding-left:var(--wp--preset--spacing--small);flex-basis:30%\">\n<div class=\"wp-block-group has-primary-wash-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 id=\"h-get-in-touch\" class=\"wp-block-heading\">Get in touch:<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"mailto:arizer@biginj.org\"><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-secondary-color\">Amy Rizer<\/mark><\/strong><\/a><strong>, CPCU, RPLU<\/strong><br>Director of Insurance Programs, ext &#8211; 116<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"mailto:lperoni@biginj.org\"><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-secondary-color\">Lynda Peroni<\/mark><\/strong><\/a><strong>, ACSR<\/strong><br>Customer Service Representative, ext-123<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group alignfull has-dark-gradient-background has-background is-layout-constrained wp-block-group-is-layout-constrained\" style=\"margin-top:0;margin-bottom:0;padding-top:var(--wp--preset--spacing--medium);padding-bottom:var(--wp--preset--spacing--medium)\">\n<h2 class=\"wp-block-heading has-text-align-center has-h3-variant\" id=\"h-you-do-not-need-to-be-a-big-i-nj-member-to-receive-e-amp-o-coverage-from-us\">you do not need to be a  Big I NJ member to receive E&amp;O coverage from Us.<\/h2>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">But there are advanced benefits available to you if you are.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group alignfull has-primary-wash-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\" id=\"Swiss-Re\" style=\"margin-top:var(--wp--preset--spacing--medium);margin-bottom:var(--wp--preset--spacing--medium)\">\n<h2 class=\"wp-block-heading has-text-align-center\" id=\"swiss-re\">SWISS RE<\/h2>\n<\/div>\n\n\n\n<div class=\"wp-block-columns alignwide is-layout-30-70 min-height-full is-layout-flex wp-container-core-columns-is-layout-a59044aa wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"padding-right:var(--wp--preset--spacing--small);padding-left:var(--wp--preset--spacing--small);flex-basis:70%\">\n<h3 id=\"h-the-largest-writer-of-agents-errors-amp-omissions-insurance-in-the-country\" class=\"wp-block-heading\">The largest writer of agents Errors &amp; Omissions insurance in the country.<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Swiss Re has the strongest coverage in the marketplace and provides solid core coverage, as well as coverage units, to protect your agency against other exposures of concern.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For more than 20 years, Swiss Re has been the nationally endorsed carrier of the Big &#8216;I&#8217; Professional Liability Program.<\/p>\n\n\n\n<p class=\"has-h5-variant wp-block-paragraph\">Sample Features and Benefits:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Coverage for the sale of Property\/Casualty and Life\/Health insurance products<\/li>\n\n\n\n<li>Limits of liability up to $20 million<\/li>\n\n\n\n<li>Broad definition of covered professional services and activities<\/li>\n\n\n\n<li>Comprehensive definition of &#8216;who is an insured&#8217;<\/li>\n\n\n\n<li>Aggregate deductibles<\/li>\n\n\n\n<li>Defense cost outside the limits<\/li>\n\n\n\n<li>First dollar defense availability<\/li>\n\n\n\n<li>Full prior acts availability<\/li>\n\n\n\n<li>No contractual liability exclusion<\/li>\n\n\n\n<li>Coverage for punitive damages (where available by states and covered by insuring agreements)<\/li>\n\n\n\n<li>Multiple extended reporting period options<\/li>\n\n\n\n<li>True worldwide protection<\/li>\n\n\n\n<li>Coverage for advertising, including libel and slander<\/li>\n\n\n\n<li>Catastrophe expense $25,000\/policy period<\/li>\n\n\n\n<li>Subpoena coverage $10,000\/policy period<\/li>\n\n\n\n<li>1st party personal data breach (cyber) $25,000\/policy period<\/li>\n\n\n\n<li>3rd party personal data breach (cyber) $1,000,000 sublimit<\/li>\n\n\n\n<li>Deductible reduction up to $12,500\/claim for risk management activities<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p class=\"has-h5-variant wp-block-paragraph\">Why Swiss Re?<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Exclusive loss prevention resources including: risk managment website,&nbsp;<em>E&amp;O Happens<\/em>&nbsp;newsletter, E&amp;O Claims Advisor, and E&amp;O self audit guide.<\/li>\n\n\n\n<li>An exclusive policy form and premium credits filed on a Risk Purchasing Group basis giving Big &#8216;I&#8217; members tailored coverage.<\/li>\n\n\n\n<li>A dedicated claims staff focusing solely on defending insurance agents E&amp;O claims. (70% of claims personnel are attorneys.)<\/li>\n\n\n\n<li>Rated A+ (superior) by A.M. Best.<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"padding-right:0;padding-left:0;flex-basis:30%\">\n<div class=\"wp-block-group has-primary-wash-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"has-text-align-center has-h3-variant wp-block-paragraph\" id=\"h-bonus-big-i-new-jersey-members-receive-a-discount-on-their-swiss-re-e-amp-o-policies\">Bonus! <\/p>\n\n\n\n<h6 class=\"wp-block-heading has-text-align-center\" id=\"h-big-i-new-jersey-members-receive-a-discount-on-their-swiss-re-e-amp-o-policies\">Big I New Jersey members receive a discount on their <br>Swiss Re E&amp;O policies.<\/h6>\n\n\n\n<div class=\"wp-block-buttons is-vertical is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-cac412d2 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/corporatesolutions.portal.swissre.com\/agents-portal?producerId=120ed7513d70e167725c70f66348b8a46e8fe018da5e5d44e40bd288c60d5c23\" target=\"_blank\" rel=\"noreferrer noopener\"><span>DOWNLOAD THE APPLICATION<\/span><\/a><\/div>\n\n\n\n<div class=\"wp-block-button is-style-fill\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.independentagent.com\/new-jersey\/wp-content\/uploads\/sites\/25\/2026\/06\/Westport-Real-Estate-Coverage-Unit-Application.pdf\" target=\"_blank\" rel=\"noreferrer noopener\"><span>REAL ESTATE E&amp;O APPLICATION<\/span><\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-primary-wash-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\">\n<h6 class=\"wp-block-heading has-text-align-center\" id=\"h-for-agencies-with-less-than-10-employees\">For agencies with less than 10 employees.<\/h6>\n\n\n\n<div class=\"wp-block-buttons is-vertical is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-cac412d2 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.independentagent.com\/new-jersey\/wp-content\/uploads\/sites\/25\/2026\/06\/Westport-EPL-Endt-App-7-2011.pdf\" target=\"_blank\" rel=\"noreferrer noopener\"><span>EPL APPLICATION<\/span><\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-primary-wash-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\">\n<h6 class=\"wp-block-heading has-text-align-center\" id=\"h-questions\">Questions?<\/h6>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Contact&nbsp;<a href=\"mailto:arizer@biginj.org\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-secondary-color\">Amy Rizer<\/mark><\/a>&nbsp;at 609-587-4333 with questions or to get a quote.<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group alignfull has-primary-wash-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\" id=\"Allianz\" style=\"margin-top:var(--wp--preset--spacing--medium);margin-bottom:var(--wp--preset--spacing--medium)\">\n<h2 class=\"wp-block-heading has-text-align-center\" id=\"allianz\">ALLIANZ<\/h2>\n<\/div>\n\n\n\n<div class=\"wp-block-columns alignwide is-layout-30-70 min-height-full is-layout-flex wp-container-core-columns-is-layout-98c4603a wp-block-columns-is-layout-flex\" style=\"margin-bottom:var(--wp--preset--spacing--large)\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"padding-right:var(--wp--preset--spacing--small);padding-left:var(--wp--preset--spacing--small);flex-basis:70%\">\n<h3 id=\"h-an-industry-leader-in-providing-liability-coverage-for-agents-and-brokers-against-errors-and-omissions\" class=\"wp-block-heading\">An industry leader in providing liability coverage for agents and brokers against errors and omissions.<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">With more than 25 years of experience, Allianz is the second largest writer of Agents E&amp;O coverage in the country.<\/p>\n\n\n\n<p class=\"has-h5-variant wp-block-paragraph\">Sample Features and Benefits:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>State of the art coverage form<\/li>\n\n\n\n<li>Coverage for the sale of both P&amp;C and L&amp;H<\/li>\n\n\n\n<li>$10,000\/$30,000 catastrophe claims extra expense included with no additional premium charge<\/li>\n\n\n\n<li>$35,000 regulatory investigation defense expense coverage per policy<\/li>\n\n\n\n<li>Up to&nbsp;60 days after end of policy period to report claims and purchase extended reporting provision<\/li>\n\n\n\n<li>$500 per day supplementary payments for expenses incurred in aiding the defense of any claim<\/li>\n\n\n\n<li>Expert witness testimony covered<\/li>\n\n\n\n<li>Protection when you train, manage, or supervise a client in the selling of insurance products<\/li>\n\n\n\n<li>Immediate predecessor firm coverage<\/li>\n\n\n\n<li>Aggregate deductible applies<\/li>\n\n\n\n<li>Broad definition of &#8216;who is an insured&#8217;<\/li>\n\n\n\n<li>Broad definition of covered professional services and activities, including available first dollar defense and policy limits available up to $10 million<\/li>\n\n\n\n<li>Retroactive coverage and extended reporting periods offered<\/li>\n\n\n\n<li>Choice of three endorsements for sal of financial services products<\/li>\n\n\n\n<li>Market quality insolvency coverage<\/li>\n\n\n\n<li>Three tiered employment practices liability offered by endorsement<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p class=\"has-h5-variant wp-block-paragraph\">Why Allianz?<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Long-standing market player in Agent&#8217;s E&amp;O<\/li>\n\n\n\n<li>Rated A Excellent by A. M. Best and written on admitted paper<\/li>\n\n\n\n<li>Dedicated claims staff focused&nbsp;exclusivley on&nbsp;insurance E&amp;O&nbsp;claims&nbsp;<\/li>\n\n\n\n<li>Broad coverage tailored to insurance agencies<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p class=\"has-xsmall-variant wp-block-paragraph\"><em>Statements on this web site as to policies and coverages provide general information only. This information is not an offer to sell insurance. Insurance coverage cannot be bound or changed via submission of any online form\/application provided on this site or otherwise, e-mail, voice mail or facsimile. No binder, insurance policy, change, addition, and\/or deletion to insurance coverage goes into effect unless and until confirmed directly by a licensed agent. Please contact our office at 609-587-4333 to discuss specific coverage details and your insurance needs. All coverages are subject to the terms, conditions and exclusions of the actual policy issued.<\/em><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"padding-right:0;padding-left:0;flex-basis:30%\">\n<div class=\"wp-block-group has-primary-wash-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"has-text-align-center has-h3-variant wp-block-paragraph\" id=\"h-member-applications\">Member Applications:<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-00f60e24 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.independentagent.com\/new-jersey\/wp-content\/uploads\/sites\/25\/2026\/06\/Member-New-Business-Application.pdf\" target=\"_blank\" rel=\"noreferrer noopener\"><span>New Business Application<\/span><\/a><\/div>\n\n\n\n<div class=\"wp-block-button is-style-outlined\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.independentagent.com\/new-jersey\/wp-content\/uploads\/sites\/25\/2026\/06\/Member-Renewal-Business-Application.pdf\" target=\"_blank\" rel=\"noreferrer noopener\"><span>Renewal Business Application<\/span><\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-primary-wash-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"has-text-align-center has-h3-variant wp-block-paragraph\">&nbsp;<strong>Non-Member Applications:<\/strong><\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-00f60e24 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.independentagent.com\/new-jersey\/wp-content\/uploads\/sites\/25\/2026\/06\/Nonmember-New-Business-Application.pdf\" target=\"_blank\" rel=\"noreferrer noopener\"><span>New Business Application<\/span><\/a><\/div>\n\n\n\n<div class=\"wp-block-button is-style-outlined\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.independentagent.com\/new-jersey\/wp-content\/uploads\/sites\/25\/2026\/06\/Nonmember-Renewal-Business-Application.pdf\" target=\"_blank\" rel=\"noreferrer noopener\"><span>Renewal Business Application<\/span><\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group alignfull has-primary-wash-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\" id=\"Resources\" style=\"margin-top:var(--wp--preset--spacing--medium);margin-bottom:var(--wp--preset--spacing--medium)\">\n<h2 class=\"wp-block-heading has-text-align-center\" id=\"resources\">RESOURCES<\/h2>\n<\/div>\n\n\n\n<div class=\"wp-block-columns alignwide is-layout-30-70 min-height-stretch wp-block-columns--separators is-layout-flex wp-container-core-columns-is-layout-4b9f0d69 wp-block-columns-is-layout-flex\" style=\"margin-bottom:var(--wp--preset--spacing--medium)\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"padding-right:var(--wp--preset--spacing--small);padding-left:var(--wp--preset--spacing--small)\">\n<h4 id=\"h-e-amp-o-guardian\" class=\"wp-block-heading\"><strong><strong><strong><strong>E&amp;O Guardian<\/strong><\/strong><\/strong><\/strong><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">The Big &#8216;I&#8217;s Risk Management website, E&amp;O Guardian, includes claims data, case studies, prevention tools, and more for Swiss Re Corporate Solutions policyholders. A must have resource for agents looking to mitigate their E&amp;O exposures!<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-outlined\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.independentagent.com\/eo-guardian-2\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span>Learn More <\/span><svg class=\"svg svg--svg-assets-svg-icon-angle-right\" role=\"img\" focusable=\"false\" height=\"24\" width=\"24\"><use xlink:href=\"#svg-assets-svg-icon-angle-right\"\/><\/svg><\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>When it comes to protecting your agency, you cannot settle for anything but the very best. That&#8217;s why we offer policies from the top two E&amp;O companies nationwide. Every month, [&hellip;]<\/p>\n","protected":false},"author":6700,"featured_media":0,"parent":2484,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"authentication_status":"","authentication_restrictions":[],"_downloads_block_files":[],"_sponsor_title":"","_sponsor_url":"","_person_author_id":0,"content-type":"","share_enabled":false,"community_list_site":"","bigi_community_list_restrictions":[],"footnotes":""},"class_list":["post-2502","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.2 (Yoast SEO v27.1.1) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>E&amp;O - New Jersey<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.independentagent.com\/new-jersey\/insure-your-agency\/eo\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"E&amp;O\" \/>\n<meta property=\"og:description\" content=\"When it comes to protecting your agency, you cannot settle for anything but the very best. That&#8217;s why we offer policies from the top two E&amp;O companies nationwide. Every month, [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.independentagent.com\/new-jersey\/insure-your-agency\/eo\/\" \/>\n<meta property=\"og:site_name\" content=\"New Jersey\" \/>\n<meta property=\"article:modified_time\" content=\"2026-07-13T11:00:20+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.independentagent.com\/new-jersey\/insure-your-agency\/eo\/\",\"url\":\"https:\/\/www.independentagent.com\/new-jersey\/insure-your-agency\/eo\/\",\"name\":\"E&O - New Jersey\",\"isPartOf\":{\"@id\":\"https:\/\/www.independentagent.com\/new-jersey\/#website\"},\"datePublished\":\"2026-06-18T05:39:54+00:00\",\"dateModified\":\"2026-07-13T11:00:20+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/www.independentagent.com\/new-jersey\/insure-your-agency\/eo\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.independentagent.com\/new-jersey\/insure-your-agency\/eo\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.independentagent.com\/new-jersey\/insure-your-agency\/eo\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.independentagent.com\/new-jersey\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Insure Your Agency\",\"item\":\"https:\/\/www.independentagent.com\/new-jersey\/insure-your-agency\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"E&#038;O\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.independentagent.com\/new-jersey\/#website\",\"url\":\"https:\/\/www.independentagent.com\/new-jersey\/\",\"name\":\"New Jersey\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/www.independentagent.com\/new-jersey\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.independentagent.com\/new-jersey\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.independentagent.com\/new-jersey\/#organization\",\"name\":\"New Jersey\",\"url\":\"https:\/\/www.independentagent.com\/new-jersey\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.independentagent.com\/new-jersey\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.independentagent.com\/new-jersey\/wp-content\/uploads\/sites\/25\/2026\/05\/cropped-cropped-logo.png\",\"contentUrl\":\"https:\/\/www.independentagent.com\/new-jersey\/wp-content\/uploads\/sites\/25\/2026\/05\/cropped-cropped-logo.png\",\"width\":2694,\"height\":471,\"caption\":\"New Jersey\"},\"image\":{\"@id\":\"https:\/\/www.independentagent.com\/new-jersey\/#\/schema\/logo\/image\/\"}}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"E&O - New Jersey","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.independentagent.com\/new-jersey\/insure-your-agency\/eo\/","og_locale":"en_US","og_type":"article","og_title":"E&O","og_description":"When it comes to protecting your agency, you cannot settle for anything but the very best. That&#8217;s why we offer policies from the top two E&amp;O companies nationwide. Every month, [&hellip;]","og_url":"https:\/\/www.independentagent.com\/new-jersey\/insure-your-agency\/eo\/","og_site_name":"New Jersey","article_modified_time":"2026-07-13T11:00:20+00:00","twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.independentagent.com\/new-jersey\/insure-your-agency\/eo\/","url":"https:\/\/www.independentagent.com\/new-jersey\/insure-your-agency\/eo\/","name":"E&O - New Jersey","isPartOf":{"@id":"https:\/\/www.independentagent.com\/new-jersey\/#website"},"datePublished":"2026-06-18T05:39:54+00:00","dateModified":"2026-07-13T11:00:20+00:00","breadcrumb":{"@id":"https:\/\/www.independentagent.com\/new-jersey\/insure-your-agency\/eo\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.independentagent.com\/new-jersey\/insure-your-agency\/eo\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.independentagent.com\/new-jersey\/insure-your-agency\/eo\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.independentagent.com\/new-jersey\/"},{"@type":"ListItem","position":2,"name":"Insure Your Agency","item":"https:\/\/www.independentagent.com\/new-jersey\/insure-your-agency\/"},{"@type":"ListItem","position":3,"name":"E&#038;O"}]},{"@type":"WebSite","@id":"https:\/\/www.independentagent.com\/new-jersey\/#website","url":"https:\/\/www.independentagent.com\/new-jersey\/","name":"New Jersey","description":"","publisher":{"@id":"https:\/\/www.independentagent.com\/new-jersey\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.independentagent.com\/new-jersey\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.independentagent.com\/new-jersey\/#organization","name":"New Jersey","url":"https:\/\/www.independentagent.com\/new-jersey\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.independentagent.com\/new-jersey\/#\/schema\/logo\/image\/","url":"https:\/\/www.independentagent.com\/new-jersey\/wp-content\/uploads\/sites\/25\/2026\/05\/cropped-cropped-logo.png","contentUrl":"https:\/\/www.independentagent.com\/new-jersey\/wp-content\/uploads\/sites\/25\/2026\/05\/cropped-cropped-logo.png","width":2694,"height":471,"caption":"New Jersey"},"image":{"@id":"https:\/\/www.independentagent.com\/new-jersey\/#\/schema\/logo\/image\/"}}]}},"_links":{"self":[{"href":"https:\/\/www.independentagent.com\/new-jersey\/wp-json\/wp\/v2\/pages\/2502","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.independentagent.com\/new-jersey\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.independentagent.com\/new-jersey\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.independentagent.com\/new-jersey\/wp-json\/wp\/v2\/users\/6700"}],"replies":[{"embeddable":true,"href":"https:\/\/www.independentagent.com\/new-jersey\/wp-json\/wp\/v2\/comments?post=2502"}],"version-history":[{"count":50,"href":"https:\/\/www.independentagent.com\/new-jersey\/wp-json\/wp\/v2\/pages\/2502\/revisions"}],"predecessor-version":[{"id":3831,"href":"https:\/\/www.independentagent.com\/new-jersey\/wp-json\/wp\/v2\/pages\/2502\/revisions\/3831"}],"up":[{"embeddable":true,"href":"https:\/\/www.independentagent.com\/new-jersey\/wp-json\/wp\/v2\/pages\/2484"}],"wp:attachment":[{"href":"https:\/\/www.independentagent.com\/new-jersey\/wp-json\/wp\/v2\/media?parent=2502"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}