{"id":1071,"date":"2026-05-01T18:21:01","date_gmt":"2026-05-01T18:21:01","guid":{"rendered":"https:\/\/www.independentagent.com\/oregon\/?page_id=1071"},"modified":"2026-05-01T18:21:02","modified_gmt":"2026-05-01T18:21:02","slug":"big-i-home-business-insurance","status":"publish","type":"page","link":"https:\/\/www.independentagent.com\/oregon\/big-i-home-business-insurance\/","title":{"rendered":"Big \u201cI\u201d Home Business Insurance"},"content":{"rendered":"\n<div class=\"header has-background has-primary-background-color header--cover header--min-height-none header--text-left header--width-wide\">\n\t\t\t<figure class=\"header__media\" role=\"presentation\">\n\t\t\t\t\t\t\t\t<\/figure>\n\t\n\t<div class=\"header__layout\">\n\t\t\t\t\t\n<div class=\"header__content\">\n\t\n<h1 class=\"header__title\">Big \u201cI\u201d Home Business Insurance<\/h1>\n\n<p class=\"header__excerpt\">RLI&#8217;s Home Business Policy provides affordable\u00a0coverage for those people who operate small home-based businesses.<\/p>\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><\/div>\n\n<\/div>\n\n\t\t\t<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group alignwide is-layout-constrained wp-container-core-group-is-layout-f16273c5 wp-block-group-is-layout-constrained\" style=\"margin-top:var(--wp--preset--spacing--medium);margin-bottom:var(--wp--preset--spacing--medium)\">\n<p class=\"has-text-align-center has-large-variant wp-block-paragraph\">Insureds often believe their existing homeowners or apartment-dwellers policy will cover any loss or damage to their business equipment, furniture and supplies in the event of fire, theft or other catastrophe, when in fact, those policies usually explicitly exclude coverage for any business exposures on their premises. The RLI Home Business Policy is targeted for over 140 retail and services risks operated from the insured&#8217;s residence and presenting minimal product liability, professional liability and\/or off-premises exposures.\u00a0Contact your dedicated\u00a0<a href=\"https:\/\/www.independentagent.com\/oregon\/wp-content\/uploads\/sites\/29\/2026\/05\/back.final_-3.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">RLI state\u00a0administrator<\/a>\u00a0to learn more.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group alignwide is-layout-constrained wp-block-group-is-layout-constrained\" style=\"margin-top:var(--wp--preset--spacing--medium);margin-bottom:var(--wp--preset--spacing--medium)\">\n<div class=\"alignwide feature-grid has-3-columns\">\n<div class=\"feature feature--stacked\"><div class=\"feature__layout\"><figure class=\"feature__icon\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.independentagent.com\/oregon\/wp-content\/uploads\/sites\/29\/2026\/04\/award.svg\" alt=\"\" height=\"300\" width=\"300\"\/><\/figure><div class=\"feature__text\"><h3 class=\"feature__heading\">Key Benefits<\/h3><div class=\"feature__description\"><ul><li>This policy meets the needs of eligible home-based businesses at affordable prices\u2014premiums start at $150.<\/li><li>The policy includes coverage for theft or damage to business property, liability coverage for clients visiting an insured&#8217;s home for business purposes, and coverage away from home in case of damage to others&#8217; property.<\/li><li>Optional coverages also include inland flood, unmanned aircraft, identity theft, and more.<\/li><li>More than 140 types of businesses are eligible.&nbsp;<\/li><\/ul><\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"feature feature--stacked\"><div class=\"feature__layout\"><figure class=\"feature__icon\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.independentagent.com\/oregon\/wp-content\/uploads\/sites\/29\/2026\/04\/brief-case.svg\" alt=\"\" height=\"300\" width=\"300\"\/><\/figure><div class=\"feature__text\"><h3 class=\"feature__heading\">Making Business Easy<\/h3><div class=\"feature__description\"><ul><li>No minimum volume requirements or access fees<\/li><li>Easy underwriting<\/li><li>Self-rating application<\/li><li>Direct bill at new business and renewal via credit card and ACH<\/li><li>Availability regardless of the carrier providing the homeowners or apartment-dwellers coverage<\/li><\/ul><\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"feature feature--stacked\"><div class=\"feature__layout\"><figure class=\"feature__icon\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.independentagent.com\/oregon\/wp-content\/uploads\/sites\/29\/2026\/04\/notes.svg\" alt=\"\" height=\"300\" width=\"300\"\/><\/figure><div class=\"feature__text\"><h3 class=\"feature__heading\">Popular Business Classes<\/h3><div class=\"feature__description\"><ul><li>Residential Inspection ServicesTeacher\/TutorsPhotographersAccounting Services Bakers Computer Consultants Bakers BakersJewelry (Costume)Art Gallery\/Art Studio Crafts<\/li><\/ul><\/div><\/div><\/div><\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>RLI&#8217;s Home Business Policy provides affordable\u00a0coverage for those people who operate small home-based businesses.<\/p>\n","protected":false},"author":21,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"authentication_status":"","authentication_restrictions":[],"_downloads_block_files":[],"_sponsor_title":"","_sponsor_url":"","_person_author_id":0,"content-type":"","share_enabled":false,"community_list_site":"","bigi_community_list_restrictions":[],"footnotes":""},"class_list":["post-1071","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.2 (Yoast SEO v27.1.1) - 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