{"id":1241,"date":"2026-06-11T19:39:15","date_gmt":"2026-06-11T19:39:15","guid":{"rendered":"https:\/\/www.independentagent.com\/south-carolina\/?page_id=1241"},"modified":"2026-06-11T19:50:35","modified_gmt":"2026-06-11T19:50:35","slug":"rli-ihb","status":"publish","type":"page","link":"https:\/\/www.independentagent.com\/south-carolina\/agency-resources\/market-access\/rli-ihb\/","title":{"rendered":"RLI IHB"},"content":{"rendered":"\n<div class=\"header has-background has-background-gradient has-dark-gradient-background header--text-left header--width-wide\">\n\t\t\t<figure class=\"header__media\" role=\"presentation\">\n\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" src=\"https:\/\/www.independentagent.com\/south-carolina\/wp-content\/uploads\/sites\/32\/2026\/06\/iiabsc-RLIIHB-primaryimage.jpg?w=1024\" alt=\"\" width=\"1024\" height=\"684\" loading=\"eager\" style=\"object-position: 32% 52%\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"header__overlay has-background has-background-gradient has-dark-gradient-background\" style=\"opacity: 0.7\"><\/span>\n\t\t\t\t\t<\/figure>\n\t\n\t<div class=\"header__layout\">\n\t\t\t\t\t\n<div class=\"header__content\">\n\t\n<h1 class=\"header__title\">RLI IHB<\/h1>\n\n<p class=\"header__excerpt\">Is an E&amp;O claim lurking in your homeowners policies?<\/p>\n<\/div>\n\n\t\t\t<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns alignwide is-layout-50-50 is-layout-flex wp-container-core-columns-is-layout-a59044aa wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"padding-right:var(--wp--preset--spacing--small);padding-left:var(--wp--preset--spacing--small);flex-basis:50%\">\n<p class=\"wp-block-paragraph\">Home-based business owners are susceptible to losses just like any other business owners. Many discover that their homeowner\u2019s policy contains exclusions for business pursuits\u2014but usually not until after they have suffered a loss.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">RLI\u2019s In Home Business policy, available to offer clients through your IIABSC membership, responds to the needs of over 100 eligible business classes on an ISO BOP form.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">It offers comprehensive coverage for business personal property (both on-premises and while temporarily off-premises), along with up to $1 million in business general liability protection. Loss of business income coverage and medical payments are also included.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Premiums starting at $150, competitive commissions, easy underwriting and a self-rating application should make this product an easy sell.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"534\" style=\"object-position: 50% 50%\" src=\"https:\/\/www.independentagent.com\/south-carolina\/wp-content\/uploads\/sites\/32\/2026\/06\/Membership-RLI-IHB-800.jpg\" alt=\"\" class=\"wp-image-1208\" srcset=\"https:\/\/www.independentagent.com\/south-carolina\/wp-content\/uploads\/sites\/32\/2026\/06\/Membership-RLI-IHB-800.jpg 800w, https:\/\/www.independentagent.com\/south-carolina\/wp-content\/uploads\/sites\/32\/2026\/06\/Membership-RLI-IHB-800.jpg?resize=300,200 300w, https:\/\/www.independentagent.com\/south-carolina\/wp-content\/uploads\/sites\/32\/2026\/06\/Membership-RLI-IHB-800.jpg?resize=768,513 768w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"padding-right:var(--wp--preset--spacing--small);padding-left:var(--wp--preset--spacing--small);flex-basis:50%\">\n<h2 id=\"h-how-to-quote-and-submit-new-business-online\" class=\"wp-block-heading\">How to Quote and Submit New Business Online<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">You can use your RLI Portal login to quote and submit Home Business policies entirely online. Policies can often be issued the same day.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><em>If you need a login or need login assistance, contact the South Carolina RLI &amp; Group Health Administrator <a href=\"mailto:agent7891@iiabsc.com\">Michele Poyner<\/a>.<\/em><\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Log in at <a href=\"https:\/\/myportal.rlicorp.com\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/myportal.rlicorp.com<\/a>. <\/li>\n\n\n\n<li>Click \u201cHome Business\u201d at the top of the page to get to the Home Business community page.<\/li>\n\n\n\n<li>Go to the &#8220;RLink 360&#8221; box and click Launch<\/li>\n\n\n\n<li>Click &#8220;New Application&#8221; > &#8220;Home Business Insurance&#8221; > &#8220;Full Quote.&#8221;<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">This will take you through the application questions online and will give you the option to have RLI email the customer to pay online via credit card or ACH. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">RLI will underwrite, email for payment, and then bind coverage once payment is posted. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Is an E&amp;O claim lurking in your homeowners policies?<\/p>\n","protected":false},"author":7636,"featured_media":1242,"parent":1206,"menu_order":2,"comment_status":"closed","ping_status":"closed","template":"","meta":{"authentication_status":"","authentication_restrictions":[],"_downloads_block_files":[],"_sponsor_title":"","_sponsor_url":"","_person_author_id":0,"content-type":"","share_enabled":false,"community_list_site":"","bigi_community_list_restrictions":[],"footnotes":""},"class_list":["post-1241","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.2 (Yoast SEO v27.1.1) - 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