| An apple for teacher? Try an insurance policy! The coronavirus pandemic has led to widespread school closings nationwide. As parents and students navigate this new educational landscape, independent home based teachers/tutors will have a large role to play when helping students and families with virtual education and keeping up with learning demands. Whether teaching in person or virtually, independent teachers who own their own businesses need insurance to cover their property and liability exposure. RLI's Home Business policy will cover teachers' property including teaching materials and computers. RLI will also cover liability exposures including bodily injury, property damage, and personal and advertising injury. The product also features: -
Affordable rates
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General liability coverage up to $1 million
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Loss of business income protection up to 12 months available
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Broad coverage with off premises theft included
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RLI is admitted and A.M. Best "A+" rated
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Up to $100,000 (varies by state of risk) comprehensive coverage for business personal property both on- and temporarily off-premises
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Up to $5,000 per person for medical payments to customers injured on the insured's premises
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Optional coverage available for Additional Insureds, Money & Securities, Electronic Data Processing Equipment (varies by state of risk)
Be sure to use our handy
Home Business Decline Form to document that you have offered coverage. Visit
www.independentagent.com/home-business to
find your state administrator and learn more. |