Personal Lines

While the ISO personal auto policy appears to wholly exclude any coverage for a person contracting a STD in an auto, this is not necessarily true of all coverage forms.…

Does the personal auto policy extend coverage for a STD supposedly contracted in an insured auto? Well, “disease” is within the definition of bodily injury and there is no specific…

ISO’s first major change to the Homeowners’ program has been filed. These changes are scheduled to take effect beginning March of 2022. Although this sounds like a long time from…

Test your knowledge of Homeowners’ using this 17-question quiz. Click here to access the quiz. Click here to download the answer key.     Last updated: December 4, 2020

Test your knowledge of Personal Lines using this 10-question quiz. Click here to access the quiz. Click here to download the answer key.   Last updated: November 6, 2020

Do you think your car can be “stolen” yet still be sitting in the parking lot or driveway with you in it? Well, evidently, it can – it’s called “Hacking.”…

An agent asks: I’m working on establishing a standard office procedure for our office when dealing w/ divorce and personal auto policies. At what point are we able to remove…

An agent asks: We hired a new personal lines manager and realized we never developed any homeowners’ charts; do you have any you can share?

An agent asks: Are pets Covered under a homeowners’ policy?

How can a policy generating about $75 in revenue cost you $5,000, $10,000, or more? Believing that writing an HO-6 is quick and easy is the beginning of an E&O…