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Point/Counter Point: Holding a Client Hostage

Point/Counter Point: Can an insurance carrier and its agent hold a client hostage? Short of any statutory prohibition, the answer appears to be yes. Without a law to the contrary, the contractual agreement between an insurance carrier and its agent appears to allow for “special consideration” regarding the recognition and acceptance of an agent of record (AOR) request. But is this a good idea – or even legal? This is an argument on both sides of this issue.

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