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Increasing Policy Limits Without Permission

An agent inquires: "We are going to be updating our auto clients in a new program to $500K if there has been no increase or a decrease in premium. We will then let them know that we have increased their limits. They can call us if they don’t want the increase. We will also give them other options to add. Can we increase their limits and then tell them we did it or do we have to have their permission first?"

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