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Who Should Be Licensed in the Agency?

Is it an E&O exposure for a licensed agent/CSR to review and sign applications for an unlicensed CSR? If you have a CSR who is not licensed mailing out endorsements to an insured, can he/she sign his or her name on the endorsement's cover sheet? Or, is it better to be signed by a licensed employee? These are common questions we get, with the bottom line question being, "Who needs to be licensed in the agency?"

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Alexandria VA 22314
​phone: 800.221.7917
fax: 703.683.7556
email: info@iiaba.net

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