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CGL Additional Insureds...A Risky Business

Probably more than any other insurance policy, the CGL often is used to insure exposures that involve a multitude of parties. In many instances, a party will only enter into a contract or job if named an additional insured on the CGL policy of one or more other parties. Recently, our "Ask an Expert" service received a question from an agent regarding this issue. This article seeks to identify the major pitfalls of relying on additional insured status under the CGL of another party.

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