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Insuring Liability for Loss of Electronic Data

In VUpoint Newsletter Vol. 7, No. 22, November 3, 2006, we featured two articles about insuring and risk managing the theft of customers' information. In this article, we'll look specifically at coverage under the CGL program. The CGL policy excludes "electronic data," for which there is something of a buy-back with the CG 04 37 endorsement, contingent on physical damage to tangible property. So, just what does the CG 04 37 cover and how?

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