During the past year, our "Ask an Expert" service has averaged a question about every six weeks regarding CGL coverage when glass is scratched by a contractor. One claim involved $100,000 in damage to windows of a high value home. The insureds have varied from window cleaners to painters to brick masons that were either working directly on the window glass, the frame, or surrounding areas. If the glass is inadvertently scratched, is there any CGL coverage?
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