Many businesses have extremely valuable information in electronic form. If your insureds have access to the information of others on their or a customer's premises, how can it be insured from loss, in particular, theft? What if your clients' own employees steal it? What if it's stolen by computer hackers or burglars? Is it a crime exposure, a liability exposure, or something else? Well, based on our investigation, it's "something else" all right.
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