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Property Replacement at the Same Location

One of the greatest myths in commercial property (and homeowners) insurance is that, in order to recover on a replacement cost basis, not only must the building be replaced, but it must be replaced on the same premises. The policy language has often been misinterpreted to say this, but as demonstrated below, this isn't what it says at all.

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Alexandria VA 22314
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fax: 703.683.7556

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