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Driver Exclusions

Some families have, let's say, "less than desirable" drivers in the household. As a result, it may be difficult to procure auto insurance or at least obtain it at a reasonable price. Therefore, some insurers use driver exclusions, usually in the form of endorsements. Are these exclusions enforceable? In some cases, yes; in other cases, they are enforceable only beyond certain minimum limits. This article examines this issue, citing several court cases.

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