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PAP vs. BAP...Which is the Best?

Often, your clients have a choice about whether to insure their auto(s) under a Personal Auto Policy (PAP) or a Business Auto Policy (BAP)...they may even insist upon one or the other, often due to price. But what about the coverages? Is one better than another? Of course, it depends on each individual situation, but each course of action has its advantages and disadvantages. Here are a few....

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