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Is Comprehensive Coverage "All Risk" or Named Perils?

PAP physical damage consists of two coverages: Collision and Other Than Collision (OTC), the latter commonly referred to as "comprehensive" coverage. Included in the definition of OTC is a list of perils. The question is, are these perils all inclusive (i.e., is this named perils coverage) or is OTC provided on an "all risks" basis so that coverage includes, but is not limited to, these perils?

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