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The PAP and Shopping Cart Claims

Your insured reports a dent or scratch on his/her auto apparently from a merchandise cart at a shopping center parking lot. Would this be covered as a simple collision or could it be paid under comprehensive coverage as caused by an act of vandalism or a windstorm-blown cart? The difference could be hundreds of dollars in deductibles or future premium charges.

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​127 South Peyton Street
Alexandria VA 22314
​phone: 800.221.7917
fax: 703.683.7556

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