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PAP Coverage for Detached Auto Equipment

The insured owns a jeep with a removable top. During a period of warm, dry weather, he took the top off and stored it in a shop building. The building burned down, destroying the top. The adjuster and the claims superviser said there is no coverage on the top because the intent of the policy is to only cover equipment while it is on the jeep. Do you agree?

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​127 South Peyton Street
Alexandria VA 22314
​phone: 800.221.7917
fax: 703.683.7556

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