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PAP Rental Car Coverage for Family Members

According to one insurer using the ISO PAP, only the named insured is covered when renting a vehicle from a rental car agency, not any other family members. Another insurer said that there was no loss of use coverage (e.g., the cost to rent a car) if the insured's auto was being driven by a permissive user. Is this correct?

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Alexandria VA 22314
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fax: 703.683.7556

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