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Insuring International Personal Lines Exposures

The personal insurance risks for expatriates, individuals living outside their home country, are similar to those of United States residents: auto, personal property, liability, life and health. However, there are significant differences in the execution and availability of international and U.S. domestic insurance. In addition, there are unique risks to expatriates that require special consideration when determining the appropriate insurance coverage. Part 1 details the typical risks for the expatriate community and how their insurance coverage differs in comparison to domestic residents.Part 2 focuses on the special risks expatriates face and how specialized insurance programs can help mitigate financial burdens.

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