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Are Lawns Plants?

Fire from a lightning strike did several thousand dollars woth of damage to an insured's landscaped lawn. The adjuster says the $500 per-plant "trees, shrubs, and plants" sublimit applies to the lawn. Is the lawn a "plant" with an elaborate root system or is it a collection of plants?

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Alexandria VA 22314
​phone: 800.221.7917
fax: 703.683.7556

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