November is the time of year when homeowners and businesses crank up their heating equipment after months of disuse. Recently, our "Ask an Expert" service received three questions regarding coverage, in both personal and commercial lines, for soot damage/clean-up caused by furnaces. In addition, we had a similar question about soot buildup from candles. In this article, we'll take a look at whether or not soot is covered by homeowners and commercial property policies.
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