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Waterbeds vs. Hot Tubs

While away, an insured’s waterbed in their upstairs master bedroom ruptured, causing extensive damage to the carpet and downstairs ceiling, sheetrock, and other property. Another insured’s hot tub developed a leak while on vacation and water entered the master bedroom, damaging hardwood flooring, carpet, and two imported oriental rugs. Are these two water damage claims treated the same way in the HO policy?

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​127 South Peyton Street
Alexandria VA 22314
​phone: 800.221.7917
fax: 703.683.7556

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