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Accidental Discharge vs. Sewer Backup

We receive a lot of questions about whether or not a homeowners policy covers damage from the overflow of toilets, sinks, and washers. This issue has been debated for years and involves balancing the covered peril of accidental discharge from a plumbing system with the exclusion for the backing up of sewers or drains. In this article, we'll examine those issues and give you our (and other) expert opinions about coverage.

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Alexandria VA 22314
​phone: 800.221.7917
fax: 703.683.7556

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