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Accidental Discharge vs. Surface Water

Your insured's lawn sprinkler system develops an underground leak which floods the basement. Or their forgetful teenage son leaves a garden hose running and overnight water accumulates, runs into a basement window and floods a large area. Are these claims excluded by the HO surface and underground water exclusionary language?

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Alexandria VA 22314
​phone: 800.221.7917
fax: 703.683.7556

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