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HO Coverage for Waterbed Leaks

A large waterbed leak resulted in alleged damage to clothing, furniture and carpeting. The adjuster denied coverage to Coverage C property on the basis that there is no named peril for this loss. One named peril, though, applies to accidental discharge or overflow of plumbing systems and domestic appliances. Is a waterbed a "domestic appliance"?

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Alexandria VA 22314
​phone: 800.221.7917
fax: 703.683.7556

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