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Interpreting the "Vehicle" Peril

An insured had a riding lawnmower he was moving on a trailer. The vehicle and trailer slid in soft dirt and the trailer came unhooked, throwing the lawnmower off and totaling it. Is the lawnmower covered by the insured's named perils policy? The adjuster says there is no peril that covers it listed in the policy.

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Alexandria VA 22314
​phone: 800.221.7917
fax: 703.683.7556

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