Commercial General Liability
- NEW! 5 Contractor Coverage Concepts Every Agent Must Understand
Learn about the five of the most common contractor risk exposures: contractual risk transfer; properly extending insured status; business auto issues; misuse of the absolute pollution exclusion; and professional and pollution exposures faced by contractors.
- Familiarize yourself with the far-reaching effects of pollution exclusions and learn how various environmental insurance products can be used to fill the resulting coverage gaps. The "fun" part is in the eye of the beholder.
- If you deal with construction clients, you deal with contractual risk transfer, additional insureds, and primary and noncontributory problems.
- Who qualifies as an insured in the Commercial General Liability (CGL) policy and the Business Auto Policy (BAP)? More importantly, how should the insured be listed on the policy? Be careful who you list and how you list them as an insured. Get this wrong and there may be NO coverage resulting in an E&O nightmare.
- Horrible Commercial Lines Policy Forms & Endorsements to Avoid
Learn about dozens of commercial lines policy forms and endorsements that business entities should avoid in their insurance programs.
- CGL Contractual Liability Issues in the Construction Industry
Review the basic underpinnings of contractual liability – the difference between breach of contract and liability assumed by contract as well as assuming the liability of others in a contract.
- Beyond the Basics: The ISO CGL Property Damage Exclusions
Learn about the often-overlooked aspects of property damage exclusions within the context of coverage with a focus on “broad form property damage” as critical insurance coverage for service and construction firms.
- Be Careful What You Ask For: The 2013 ISO CGL Changes
In 2013, ISO made numerous changes to its Commercial General Liability (CGL) policy forms and endorsements. Learn about these changes and also some critically important coverage gaps and issues in the CGL program.
- Lightning Learning: Contractor Risks
This three part series is dedicated to contractual risk transfer, total cost of risk, and coinsurance.