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Commercial Property Training

Risk & Reality Reports

Understanding Commercial Property Underwriting
Gain a better understanding of the four key Property Underwriting factors - Construction, Occupancy, Protection, and Exposure (COPE).
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ISO's 2017 Commercial Property Changes
Insurance Services Office (ISO) filed several important commercial property changes effective September 1, 2017.
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NEW! Properly Insuring "Fixtures"
Dig in to the surprisingly complex topic of fixtures because in commercial property, issues with fixtures are quite deep and sometimes convoluted.
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Ordinance or Law: When and Why Partial Losses Become Total Losses
We do a bad job of explaining the concept of "replacement cost" and tend to tell clients they will get new stuff for old junk. This may be partially true, but partial truths will get you sued.
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Business Income: The Key Concepts for Business Income Excellence
Business income is the most undersold property coverage likely because it is the most misunderstood and scary. In reality, BI is quite once these basic concepts are understood.
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Business Income: Are You Sure You Protected ALL the Insurable Income
Learn how to complete the business income worksheet (CP 15 15), a worksheet that has frightened insurance practitioners for decades.
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Click here for a complete list of Risk & Reality Report topics.