Licensing & Continuing Education
Arizona Licensing
Who Must Be Licensed?
You can only sell, solicit or negotiate a line of insurance in Arizona if you are licensed as an insurance producer for that line of authority. If you are involved in the sale, solicitation, or negotiation of insurance, you must be licensed as an insurance producer. Exceptions are outlined in ARS 20-283.
License Application Requirements
Not everyone qualifies for an insurance license. The Arizona Department of Insurance and Financial Institutions can deny a license for any cause listed as in ARS 20-295. You should review this statute before deciding to spend the time, effort, and money to apply for a license. If you apply for a license, you must truthfully and completely answer questions asked on the application, and you may need to provide additional documentation.
General Requirements:
- Individuals must be at least 18 years old.
- Maintain a principal place of business. You must have and maintain a location where you keep usual and customary records pertaining to transactions under your license.
- Pass Licensing Exam (Not required for limited-line travel insurance producer license, or Arizona Non-Residents in good standing with their home state, or New Arizona Residents who submit their application within 90 days of canceling their insurance license in former home state with a clearance letter from that state.)
- Submit Fingerprints (Not required for Arizona Non-Residents.)
- Submit proper application and fees including fingerprint card processing fees (if required).
Ready to apply? Click Here for the Produce Licensing Application.
Looking for more information on exam preparations? Visit our Licensing Exam Prep page
AZ Continuing Education Requirements
You must complete 48 hours of Arizona-approved insurance continuing education, which must include at least six hours of ethics training every licensing term, UNLESS you are exempt from the insurance continuing education requirement by having all the following apply (and continue to apply):
- You have been “continuously licensed” in Arizona as an insurance agent, broker or producer since January 1, 1995; and,
- You have not held a nonresident insurance producer license in another state at any time since January 1, 1995; and,
- You have never been the subject of an order of the director of insurance for a violation of Arizona insurance laws (ARS Title 20) that resulted in your license being suspended, revoked, denied or not renewed; or, that required you to cease and desist from unlawful activity; or, that required you to pay restitution or a civil penalty.
You can earn credit toward the Arizona insurance continuing education requirement by completing any course that is approved and offered by an Arizona-approved course provider. You can search for Arizona-approved courses and course providers using the Lookup Search.
Quick CE Links
Additional Training
LONG-TERM CARE TRAINING
Initial training requirement: An individual licensee cannot sell, solicit or negotiate long-term care insurance unless the individual is licensed as an accident and health or sickness insurance producer and the individual completes eight hours of Arizona-approved long-term care training*. A nonresident must either complete an Arizona-approved long-term care training course or satisfy a substantially similar requirement in the licensee’s home state.
On-going training requirement: An individual licensee must complete four hours of Arizona-approved long-term care training* after the two-year period within which the individual completed the initial long-term care training. A nonresident must either complete Arizona-approved long-term care training or satisfy a substantially similar requirement in the licensee’s home state.
*Arizona-approved long-term care training means an Arizona-approved insurance continuing education course containing long-term care content as determined by the continuing education administrator. By completing long-term care training, you also earn credit that you can apply toward satisfying Arizona’s insurance continuing education requirement.
FLOOD INSURANCE TRAINING
Satisfy the National Flood Insurance Program training requirements and earn credits toward satisfying Arizona’s insurance continuing education requirement by completing three hours of Arizona-approved flood insurance education.