Content & Campaigns

Example of an interior page with a 2-column layout.

Most clients need an umbrella!

With dangers lurking everywhere and increasing with changing seasons, milestones, and success, it’s critical your customers aren’t under-insured.

What are the risks of inadequate coverage?

  • For customers: bankruptcy, loss of lifelong friendships, improper recovery options, frustration.
  • For you: E&O exposure, threat of competitors taking your business, reputation, missed commission opportunities.

Without the right support, it’s not easy to grow your umbrella book.

We Understand Your Challenges

Our experienced team Would Love to support Your Umbrella Business

We believe so strongly in personal umbrellas that our passion fuels exceptional customer support for agencies offering them. You call- we answer! For over 140 years, Big I NY has existed only to support businesses like yours. Our internal agency, IAAC, is the premier independent agency for independent agents. You gain a dedicated team that understands what it takes to get your customers covered.

Our Personal Umbrella Program supports you with…

Great Products

  • Standalone umbrellas with highly-rated carriers, admitted & non-admitted
  • Limits up to $10 million
  • Excess uninsured/underinsured motorist coverage offered in all states
  • No age limit on driver (RLI)
  • Easy application process
  • High-profile welcome

A Great Team

  • Strong commissions
  • Unparalleled customer service
  • Dedicated underwriter
  • Someone who will answer your phone call or email quickly
  • Online portal
  • Marketing tools to help explain the importance to customers

We make it easy to get started

Complete the Broker’s Agreement

Fill out and sign the fillable document.

Submit Your Agreement

Send to your dedicated underwriter (see below), based on your agency’s name.

Start Writing Business & Earning Commissions!

Experience best-in-class support while growing your revenue.


Meet Your Dedicated Underwriter

Your success partner, advocate & guide

Find your dedicated underwriter based on the first letter of your agency’s name.

O-Z, “The” & Virgin Islands

MARKETS & RESOURCES.

We’re here to help you get customers protected while growing your personal lines business.

IAAC Broker’s Agreement

Complete this simple agreement to start unlocking all our markets and resources. We’ll review your submission and get back to you quickly.

Download Agreement >

Declination Form

Protect against an E&O claim by having every customer who declines a presented umbrella policy acknowledge it in writing. Clarity & record keeping are mutually beneficial.

Download Template >

Benefits For You

  • Big I NY members earn 10% commission on new & renewal business
  • No minimum volume requirements or access fees
  • Does not require or desire writing of the underlying policies
  • Easy online quoting
  • Electronic signatures and online credit card payments accepted for accessing agents
  • Self-underwriting application
  • Immediate availability
  • Exceptional customer service you want and deserve

Benefits For You

  • Big I NY members earn 10% commission on new & renewal business
  • No minimum volume requirements or access fees
  • Does not require or desire writing of the underlying policies
  • Easy online quoting
  • Electronic signatures and online credit card payments accepted for accessing agents
  • Self-underwriting application
  • Immediate availability
  • Exceptional customer service you want and deserve

Don’t leave Money & Support on the table.