How to Get Your Insurance License.
You’re on your way to becoming an independent insurance agent. But first, you must get a license. Fortunately, the Big “I” can help you get your insurance license.
Here’s what you’ll learn.
Why agents need a license and how often it gets updated
Types of licenses
Getting a license
State-specific information
Why agents need a license and how often it gets updated.
All states require insurance agents to obtain and maintain a license before they can open a shop and sell insurance to families or businesses. State regulators understand that insurance is an important financial protection tool for consumers. Thus, agents need to provide sound advice and appropriate policies.
Understand which types of licenses you’ll need to operate your independent agency before you get too far in the planning process. Without the proper licenses, you might not be able to sell insurance.
Insurance agents must complete continuing education courses to keep their license, typically every two years. Check with your state on the requirements.
Why become an independent insurance agent?
Independent insurance agents represent multiple insurance companies and are able to provide their clients with several quotes.
Insurance customers go to independent agents because they can receive a more personalized, comprehensive approach to shopping for the coverage they need.
There are many other benefits to a career as an independent agent, including an optimal work-life balance.
Types of licenses.
The type of insurance license you apply for may have slightly different requirements. Personal, commercial life and health insurance all have different licenses. However, your state’s regulations may vary.
find out if an insurance career is right for you.
Getting a license.
Here are the basic steps to getting your insurance license. Depending on where you operate your business, the process might be a little different.
- Complete an insurance pre-licensing course, which typically can be done online
- Pass the insurance exam
- Apply for the insurance license by filling out an online form for your state and pay the fee
- Complete a background check, and get fingerprinted
- Maintain your insurance license by satisfying the continuing education, or CE, requirements
How to sign up for a Big “I” membership in your state.
Signing up for a Big “I” membership in your state is easy. Just fill out the online form to get started. Member dues vary by state, firm size and revenue. If you have questions, the Big “I” is standing by to answer them and assist you in every way possible.
