Market Share Report.
The Market Share report can help users understand the current insurance marketplace & opportunities, understand the evolving areas, review historical changes and verify assumptions. The 2025 report is based on 2024 data.
About the Report.
The 2025 report is based on 2024 data and is the most recently available from AM Best Company and includes all 50 states and the District of Columbia (equaling the 51 entities referred to in the data in this report). The Market Share Report graphically and numerically presents the United States P&C industry data from an independent agent’s perspective.
The Market Share Report is Big “I” research and emphasizes direct premiums, direct losses, and the associated direct underwriting results before reinsurance.
2025 Market Share Report
The independent agency channel is holding ground in lines of business penetration and is experiencing improved combined loss ratios as direct written premiums grow, according to the Big “I” 2025 Market Share Report. Access your copy for more, available July 17.
- Table of Contents
- We are pleased to provide our Big “I” Company partners at the $15,000+ level with a complimentary copy. Email your request.
Premiums, Distribution, Lines of Business Trends
This Summary provides information on the United States P&C marketplace.
Supporting Information: The report includes five instructive appendices.
- Distribution Style Classifications
- NAIC Line of Business Definitions
- Lines of Business—Visual Reference and Abbreviations of Key Terms
- United States All Active Insurers List
- United States Fastest Growing Insurers
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Premiums for all 32 P&C Lines of Business in United States
The Top 10 Lines of Business for Independent Agents
Premium Change Rates
Loss and Combined Ratios
Distribution Style Penetration Rates & Trends
Commission Rates
Surplus Lines
Largest/Highest Smallest/Lowest State Specific Data
Appendices
Get Your Copy.
What’s Inside?
Big “I” Members
Company Partners
Purchase Report
Archived Market Share Reports: Free Download.
Based on 2019 data
Based on 2016-2017 data
Based on 2015 data
Based on 2014 data
Based on 2013 data
Based on 2012 data
Based on 2011 data
Based on 2010 data
Based on 2009 data
