Telematics
Industry Maturity Index: This is happening Now Why this is important: The insurance industry is using telematics devices to gather data about the behavior of its customers, whether it is…
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Smart Homes & Buildings
Smart Homes and Buildings Industry Maturity Index: This is happening now, will have short term implications in discounts and look for advancement in the long term for risk mitigation. Why…
The Sharing Economy
The Sharing Economy Industry Maturity Index: Now Why this is important: The concept is not new but it has exploded over recent years for peer-to-peer sharing. Business-to-business and business-to-consumer models…
Drones
Drones Industry Maturity Index: Now Why this is important:The ACT Changing Nature of Risk work group feels that use of drones will have a significant impact across the insurance landscape.…
Development
Big “I” Virtual University Articles ?Should the Agency Receptionist Be Licensed Who Should Be Licensed in the Agency Testing for Producers.. How to Find the Fourteen Percenters? Agency Management: Contracts…
Do Homeowners Policies Have to Become Commoditized Too?
Note: Emphasis added by the editor. The definition of a commodity is that the item is completely interchangeable with any other item of the same nature. For example, an…
New Homeowners Endorsements Help Solve Huge Coverage Gap
Earlier this year, the Insurance Services Office (ISO) introduced six new Homeowners endorsements that have been described as “the most important change in the Homeowners Program in 40 years.” The…
ISO Files Most Important Homeowners Change in 40 Years – Update
This is a follow-up to our original article about this 2015 ISO HO change and includes a link to our recorded 90-minute webinar on the change and an important Q&A.
ISO Files Most Important Homeowners Change in 40 Years
In 2001, we learned of a potentially catastrophic coverage gap in most homeowners policies. For the past 14 years, we have written about this and discussed it in seminars and…
“Google Compare”…The Latest “Apples to Apples” Auto Insurance Comparison Illusion
Google has launched its “Google Compare” auto insurance comparison web site for California consumers, perhaps Google’s first step towards a deeper immersion into the multi-billion dollar auto insurance marketplace. Right…
