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The BAP Completed Operations Exclusion...Don't Believe Everything You Read

Your insured is a large company that maintains its own vehicles. They serviced the brakes on a truck and, while being operated, the brakes failed, there was an accident, and two people were killed. The Business Auto Policy (BAP) carrier has denied the claim, citing the completed operations exclusion. The CGL doesn't cover ownership, maintenance, or use of an auto. You read the BAP and it appears the adjuster is correct....

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